Nidhi Company Registration

A Nidhi Company is a type of Non-Banking Financial Company (NBFC) recognised under Section 406 of the Companies Act 2013, primarily formed to cultivate the habit of thrift and savings among its members. It can accept deposits from and lend money exclusively to its members. Nidhi Companies are exempt from most RBI regulations but must comply with Nidhi Rules 2014. BSP Associate handles the complete MCA incorporation and assists with the post-incorporation Nidhi declaration filing with MCA.

What's Included

Everything you get when you engage BSP Associate for Nidhi Company Registration.

  • Company incorporation as a public limited company on MCA portal
  • MOA and AOA with Nidhi-specific objects clause
  • Minimum 7 members and 3 directors requirement compliance
  • PAN, TAN, and GST registration
  • Post-incorporation Nidhi declaration — Form NDH-4 within 120 days
  • Guidance on minimum Net Owned Fund requirement (₹10 lakh)
  • Ongoing compliance advisory — NDH-1, NDH-2, NDH-3 annual returns

Documents Required

Have these ready before you reach out — it speeds things up considerably.

Documents You'll Need

Please arrange these before your consultation

  • PAN card and Aadhaar card of all 7 proposed members and 3 directors
  • Passport-size photographs of all directors
  • Address proof of all directors
  • Proof of registered office address
  • Details of capital contribution (minimum paid-up capital ₹10 lakh)
  • Proposed company name

Don't have these? We'll prepare them for you.

BSP Associate can draft and file all of the following

  • MOA and AOA with Nidhi objects clause
  • SPICe+ incorporation application
  • Form NDH-4 — Nidhi declaration
  • Post-incorporation compliance calendar

Frequently Asked Questions

Common questions about Nidhi Company Registration.

A Nidhi Company is a type of company that can accept deposits from and lend money exclusively to its members. It cannot deal with the general public for deposits or loans. Its primary purpose is to cultivate the habit of thrift and savings among members. It is regulated by the Ministry of Corporate Affairs under the Nidhi Rules 2014 and is exempt from most RBI regulations applicable to NBFCs.

BSP Associate

BS Balaji

Founder & Principal Consultant

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